A real credit repair company in charlotte, nc that provides real and accurate results!

 Accuracy 1st  is a credit repair company in Charlotte, NC and we are fully aware that credit affects everyone. No matter what color or age you are; improving your credit score is important, but making sure that it is done CORRECTLY is just as important. We take the following steps to make sure it is DONE RIGHT:

  • Check Your Credit Report
  • Dispute Inaccurate and Negative Items
  • Observe the Change in your score
  • Repeat the Process
Credit Repair Charlotte, NC

items we delete

We fix credit with ACCURACY!

Credit Repair Charlotte, NC

Late Payments

Credit Repair Charlotte, NC


Credit Repair Charlotte, NC

Tax Liens

Credit Repair Charlotte, NC


Credit Repair Charlotte, NC


Credit Repair Charlotte, NC


Credit Repair Charlotte, NC


Credit Repair Charlotte, NC


How much will credit repair cost? Need a quote?

Credit Repair Charlotte, NC

how it works

Click on each arrow to see detailed information on how our credit repair process works. 

When you enroll in the system, we instantly pull your credit reports. We organize and discuss your report in ways that help you identify items you want to dispute or change. This then helps us know exactly where we need to focus our efforts in order to see results the quickest. We then work together with you in order to build a plan in order to reach your personal and financial goals.

This is where it is so vital to have a certified Credit Expert on your side. We interact directly with the credit companies in order to meet their lawful obligations as applicable in order to ensure everything on you report is reporting accurately. Next, we communicate with the credit bureaus to ensure that the appropriate changes are being made and updated to your credit profile as quickly and lawfully as possible.

During the process, we will work with you to dispute inaccuracies, obsolete, and erroneous information on your credit profiles. After we have completed these rounds of disputes with you, you will begin to see positive results stemming from our proven credit repair system. Just watch as you will see your score reflect all of the commitment we have contributed to you and your credit!

After we have went through a round of letters to the credit companies and credit agencies, we tnen work with you to get a new and updated copy of your credit reports to in order to review the results and then to repeat the process until they are 100% accurate and you are completely satisfied.

What we offer?

Accuracy First Consultants

All agents with our company are Certified Credit Repair Consultants in Charlotte, NC and Specialists with over 15 years of credit experience. 

We Fix Credit

Free Consultation

We do a thorough consultation before enrolling clients. We'll explain our credit repair service clearly and what options you have.

Personable Service

We dedicate a specific "Success Manager" to each client who knows your file to provide you with the best service.


A dedicated consultant will guide you through the entire process. You will receive a definitive action plan which will show you how to fix your credit scores!

Lifetime Credit Coaching

Have questions about credit repair in Charlotte, NC after you’re done with our program? No problem! Access our credit experts for life!


We fix credit with ACCURACY!

Credit Repair Charlotte, NC

Payment History (35%)

This is the most important credit repair factor which plays in to part of your credit score. Your “Payment History” is the proof banks and lenders use to determine how well you make your payments and if consistently make your payments on time. Lenders are wanting know 1 important thing: “If I lend this person money or assets, are they trustworthy enough to pay me back.”

Length of Credit History (15%)

Lenders want to trust you to pay them back, so the longer history you have of doing so, the better! They want to know how long you’ve been using credit and how good you’ve been at both using it and paying it off. This component only makes up about 15% of your score, which is good for those of us who are opening our first lines of credit.

New Credit (10%)

This factor plays a small but powerful role in determining your credit score. A lender will look to see how many new lines of credit you’ve opened or applied for recently. Lenders can’t predict the future and don’t know if they can trust you to make payments on time, so they have to look at what you’ve done in the past. If you’ve opened multiple new

Credit Utilization (30%)

This part of the credit repair mix factors how much debt you currently have in relation to your total credit available to you. Have you maxed out all of your credit cards? How much of your available credit across all of your cards are you currently using. Lenders want to see that you are responsible enough not to use majority of your credit and are responsible enough to keep your balances low. Roughly 10-20% max of your credit is perceived as good.

Types of Credit (10%)

This small component of your credit score looks to see if you have a healthy mix of credit types – credit cards, loans, mortgages, student loans, etc. For example, having all credit cards is not considered as healthy of a mix than, say, a couple credit cards, a car loan and a student loan. This component only makes up a small percentage, so don’t go out of your way to open new accounts for the sake of having more types of credit. But, lenders do like to know if you are responsible enough to use, manage and pay off multiple types of loans.

had great service? give us a review!

Accuracy 1st Credit Repair Charlotte, NC


1515 Mockingbird LN STE 410 Charlotte, NC 28209

Contact us

Toll Free: 1-800-615-4350

Office: 704-612-4100

Email: mspencer@a-1consultants.com